Business Loan Score Blog

Plain-English guides to preparing for your banker conversation.

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DSCR Explained: How to Calculate Your Debt Service Coverage Ratio

How to calculate your debt service coverage ratio (DSCR), what lenders commonly look for, and how to improve it. Worked examples. Free check, no credit pull.

What Does a Banker Look for in a Small Business Loan Request?

What bankers commonly review in a small business loan request: cash flow, capital, collateral, credit and purpose. Free readiness check. No credit pull.